Your goal
— drives the big number on the right
About you
Current age
yrs
Annual expenses today (housing, food, insurance, etc.)
Future expenses
Health insurance
inyrs
Retirement community
inyrs
Higher education
inyrs
Home purchase & maintenance
inyrs
Travel
inyrs
Net worth
Net worth today
$395K
Stocks & brokerage
Added/yr
Retirement (401k, IRA)
Added/yr
Added/yr
Added/yr
Debt(subtract)
Paid down/yr
Stop contributions inyearsnever — contribute through retirement
FIRE target
$2.00M
At a 4% safe withdrawal rate · $80,000/yr today
Lean FIRE
You can retire in
12yrs(2038)
If your annual expenses don't change & lifestyle doesn't creep. Adjust assumptions in the chart panel.
Retirement benchmarks
Assumptions
Market return
7.0%
Inflation
3.00%
Safe withdrawal (SWR)
4.00%
Estimates only · not financial advice · loading FX… via frankfurter.dev